Workers’ Compensation Insurance provides coverage for accidents and injuries that occur to your employees on the job and is a requirement in most states. For the injured employee, it helps to provide medical care, compensation and more. It can also help protect your business from lawsuits should the employee, or their family, decide to sue your business.
Coverage Type | Coverage Details |
|---|---|
Property Insurance | Coverage for items associated with your business property including your building, outdoor signage, furniture and equipment, inventory, fencing, landscaping, etc. |
General Liability Insurance | Coverage for those times when mistakes happen or when you may be a risk for being liable. Coverage can include medical expenses, attorney fees, damages, and defense costs (regardless who is at fault). |
Workers' Compensation | Coverage for worker’s who are injured at work providing wage replacement and medical expense payments. |
Commercial Auto Insurance | Comprehensive and Collision coverage for vehicle used in the business. |
Business Continuation Insurance | Life insurance as a tool to provide financial funds necessary to replace key employees or to buy out a co-owner’s shares of a company in the event of his or her death. |
Banterra Insurance offers business insurance specific to your industry needs. Below is just a few type of industries we cover:
Industry Type | Coverage Details |
|---|---|
Agribusiness | Agribusiness is a cornerstone of Banterra, it’s a key reason why Banterra Bank was founded and why we began a quality insurance agency in order to serve the specific needs of our customers. Learn more about our agribusiness insurance offerings. |
Food Service | Food Service has its unique challenges when setting up and maintaining this type of business. Whether it is running a restaurant, catering service, winery or brewery, we’ve companies to provide coverage. |
Healthcare | More than any industry, healthcare must stay operational despite the unexpected, maintain a clean and safe environment, and minimize losses, liability and risk. With Banterra Insurance, we offer a variety of coverages to help your business manage these needs, covering property, equipment and liability. |
Manufacturing | With specialized machinery, supplier needs, employee safety and more, the right business insurance is critical for running a successful manufacturing company. Banterra Insurance offers a variety of policies best suited for your needs. |
Public Entities | Public entities have unique needs ranging from cybersecurity, employee disputes, infrastructure issues and more. Banterra Insurance provides customized policies to best service these situations. |
Real Estate | Whether you are part of a large chain of stores or you are a small-business owner with one location, Banterra Insurance provides customized business insurance policies to best serve your unique needs and keep you focused on running your store. |
Retail | Whether you are part of a large chain of stores or you are a small-business owner with one location, Banterra Insurance provides customized business insurance policies to best serve your unique needs and keep you focused on running your store. |
Banterra Bank offers convenient and competitive business banking products that make us the smart financial partner to get you on the road to success.
