Agribusiness

Property & Liability Coverage

Coverage for dwelling, other non-farm structures, household personal property, farm structures, farm equipment, crop inventory, farm liability, medical payments, property of others.

Incidental Business Liability

Coverage for business activities outside normal farm operations such as farmers stand, incidental hunting and agritourism.

Farm Commercial Auto

This coverage protects you if you get hit by, or hit, another vehicle. Covers your car repairs, you choose level of deductible that you want to pay, we pay the rest.

Comprehensive Coverage

Coverage for vehicles used in the farm operation.

Workers' Compensation

Coverage for workers to cover injury or diseases that may occur while working on the farm.

Farm Umbrella

Excess coverage that can be placed over the existing farm, farm auto and workers compensation coverage.

Commercial Business in Agricultural Field

Business activities that a farm will not cover such as seed dealer, meat processing, etc.

Farm Perpetuation

Using life insurance products to help farmers maintain their family farming legacy into the next generation.

Insurance Discounts

• Multi-Policy Discount – Ask your agent about multi-policy insurance discounts when you have multiple policies with same carrier.
• Insurance Premium Modification Credits – Credit offered by company on farm insurance policies based on risk.
• Loss Free Discount – Discount for no claim on the policy.
• Livestock Exclusion Discount – Discount for having no coverage for livestock.

Customer Discounts

• Age of Insured Discounts – A discount may apply if farm owner is 60 years or older.

Agribusiness Discounts

• Protective Device Discount – Get a discount if your farm dwellings have smoke detectors, fire extinguishers, sprinklers, deadbolt locks or alarm system with a qualified monitoring service.
• Livestock Exclusion Discount – A discount for having no coverage for livestock.
• New Home Discount – A discount for a newly constructed home.